Budget 101: The Budget Kit Review

It’s the end of another month here at brokeGIRLrich and the end of another series. Since our theme this month was getting out budgets in order, the giveaway of the month has been The Budget Kit by Judy Lawrence (and you still have 4 days left to win it!)   Author Judy Lawrence is a…

Budget 101: How to Stay Inspired

  Making a budget and diving into piles and piles of papers (or websites) with numbers that may make you want to curl up in a little ball and dry can be daunting. For some of us (meaning me), I need to dangle a carrot in front of my face to remind me of why…

Budget 101: Electronic Tools

Keeping track of your budget is definitely a pain in the butt – I get it – but with all the free tools online to help you, it doesn’t have to be. 30 minutes of effort can get you set up with any of these sites. Keep in mind, if you’re going to use an…

Budget 101: Debt Control

Whether you have a mountain of debt or not, a budget is a necessary tool. If you’ve managed to avoid debt all together, good for you! A budget will still help you keep track of your cash flow and allow you to maximize it’s potential. If you do have debt, like the vast majority of…

Budget 101: Yearly Budget

            Now that you’ve mastered your monthly budget (right?), we’re going to look at making a yearly budget. The good news about this budget is that some studies show that people who make a yearly budget have an even better grasp on their finances, since random payments that spring up…

Budget 101: Monthly Budgets

Now that we have a snapshot of our current financial picture and a grasp on our financial goals, it’s time to get down to the nitty gritty of financial organization – the monthly budget. To start your monthly budget, enter in your current checking account balance at the top of the month, your income, your…